Charlie Reep

Branch Manager/VP
First Federal Bank



Charlie is a Lincoln County native and proud graduate of Appalachian Sate University.  Charlie has served on the United Way of Lincoln County Board since 2020.  Prior to joining the United Way of Lincoln County Board Charlie served on several United Way agency boards in our community.   Charlie is VP, Branch Manager with First Federal Savings Bank of Lincolnton and has over 20 years of experience in the banking industry.    Charlie is married to Hayley, and they have two children, Savannah and CJ.  When away from work Charlie enjoys time with family and friends; depending on the season he can be found snow skiing, riding motorcycles, or at the lake.